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It also has to do with the show level they compete in. The second horse competes in 8L, and even although he places second he only earns 5 points (you can see that by clicking on his show result, then you can see how many points each place earns).
The first horse, with a lower PT, has just moved into the 8L class but has shown in the 7W class for a very long time. In the World classes there are more points to grab for each place.
If you look at this horse (https://www.huntandjump.com/horse.php?horseid=7885618) which shows in the 7W class you can see that a first place earns a whopping 32 points, and the 14th place (out of 17 entries) earns 6 points, which is more than the second place in the 8L class!

So whilst that higher PT fella is placing high in the ranks (1st/2nd/3rd) he is not earning much points because of the class he competes in (the 8 Local level). So I'd get rid of him and happily keep the 10.4 PT horse, even if she just moved into the 8L class and probably wont gain much points anymore she still has a lot of points to earn her keep.

Yes, that is what I have been finding. I love my 7W horses...my B/Red foundies give me tons of those show ponies.

Yes, @annismyrph, mares in pasture contribute to daily hbs. They can't show, but they do train.

I have noticed the same, and I have started to cull the 11-11.5-pt horses already as foals, since they often level out in bad places. There are probably many who does not, but I noticed the trend in my barn, and also saw that they are outperformed by 10.5's, in accumulated points.

That is why exceptional or perfect foundations creeated with 250+ points are so valuable to me. I would rather have them in my barn instead of horses with higher PT, but who level out in bad places, without earning much points on the way up either.