HGG Community Forums

All horses have an expected lifetime payout that shows you how much money they will make you over their lifetime. However, this does not consider that horse gaining more points which it most likely will. As a horse trains and shows and therefore earns more points, the payout increases

So the answer you are looking for is it varies. You can probably get a bit more than create price for most pointed creates. i think it is pretty common for created with 500-900 points be put up for a forum auction where they can go for 20-100k depending on point, age, and create type.

This could be just me, so anybody else feel free to chime in, but I'm not usually willing to sell a horse with points for less than their expected lifetime payout, since I'm 'losing' at least that much by selling them. But I also can't create horses with points anymore, I have to buy them or raise them and earn the points. I know a lot of new players have been creating a bunch and then selling them for about half their lifetime payout so they can create more and making quite a profit that way.

That payout is a good base amount to get an idea of value, but I am not willing to pay that much just based on the points simply because of the time value of money - the person buying has to wait several months to get that total payout, while the seller gets one lump sum payment she wouldn’t have if she’d kept the horse and received the payout herself. I think of it as interest on a loan as an analogy.

I produce far to many show foals of my own to need to buy pointed creates but if I do buy I would be quite willing to spend at least half if not all the pointed create horses lifetime payout price (as long as they are 1-5 years old).

Because it’s completely possible for that create to go out and double or triple (or more) their points and pay me back more.

This game has always been a long term strategy game and nowadays people are much too used to instant gratification. I’ve seen it enough times that a little patience pays so I don’t mind the wait and my bank account and show horses show me everyday that patience pays by my show bonus.